Here is a comparison between UnitedHealthcare vs Molina. This post will help you to select a suitable health insurance company for your health plan.
UnitedHealth Group Incorporated is an American for-profit healthcare organization founded in 1977. Headquartered in Minnetonka, Minnesota, UnitedHealthcare is a part of the UnitedHealth Group. It offers healthcare products and insurance services throughout the U.S. market. The total revenue of United Healthcare comprises 80% of the Group’s overall revenue.
Molina Healthcare is a U.S.-based managed care company established in 1980. Its headquarters are in Long Beach, California, and it was founded by Dr. C. David Molina, the company’s president, and CEO, Joseph M. Zubretsky. Molina provides health insurance to individuals through Medicaid and Medicare.
UnitedHealthcare vs. Molina Health Insurance:
Here is a brief comparison between UnitedHealthcare and Molina:
|Medicare Start Rating||4.5 stars out of 5||3.5 stars out of 5|
Medicare Star Rating awards insurance companies with a star rating out of five. In this case, UnitedHealthcare is ahead of Molina (3.5 stars) with a 4.5-star rating. The Better Business Bureau (BBB) also gives ratings to insurance companies on a scale of 100 points. According to BBB rating, Molina has secured an “F” (0-59.99), the lowest rating. Meanwhile, UnitedHealthcare has scored the highest rating, “A+” (97-100).
Advantages of UnitedHealthcare and Molina
The following are the advantages of UnitedHealthcare and Molina health insurance:
|Wide range of health insurance plans and benefits for Medicare and Medicaid members|
Individual and family health plans for those who are not eligible for Medicaid or Medicare programs
Available in all 50 states of the U.S.
|Reasonable pricing of Medicare and Medicaid plans for people with low income|
Affordable plans for people who are not eligible for Medicaid or Medicare
Disadvantages of UnitedHealthcare and Molina
UnitedHealthcare is the topmost healthcare insurance provider in the United States. Yet, despite its popularity, UnitedHealthcare insurance plans are comparatively more expensive than other health insurance providers in the U.S.
Molina offers Medicaid plans only in thirteen states – California, Florida, Illinois, Michigan, New Mexico, New York, Ohio, Puerto Rico, South Carolina, Texas, Utah, Washington, and Wisconsin.
UnitedHealthcare and Molina have smartphone apps for both the iOS and Android platforms. First, let’s check their user ratings and the number of users.
|User Rating||4.5 / 5||4.6 / 6||4.6 / 5||2.9 / 5|
|Number of Users||10.1 K||16.3 K||1.6 K||351|
From the table, it can be observed that the UnitedHealthcare app is top-rated in both the O.S. platforms. On the contrary, the user rating and the number of users of the Molina app are very poor. You can use the Health4Me app from UnitedHealthcare to search for doctors and check your coverage and benefits. Meanwhile, the Molina app allows you to find healthcare professionals and facilities, view claims, and pay bills. This is the leading comparison of UnitedHealthcare vs. Molina.
UnitedHealthcare and Molina offer health insurance plans through the health insurance marketplace. You can visit their website to learn about the plan details. However, marketplaces are different in each state and have individual websites. If you are unsure which marketplace to choose, visit https://www.healthcare.gov/ for help.
- Address: P.O. Box 1459, Minneapolis, MN 55440-1459
- Phone: 1 (800) 328-5979
- Website: https://www.unitedhealthgroup.com/
- Address: 200 Oceangate, Suite 100, Long Beach, CA 90802
- Phone: 1 (562) 435-3666
- Website: https://www.molinahealthcare.com/
Frequently Asked Questions
- What does the UnitedHealthcare dental cover?
UnitedHealthcare offers preventive dental care, essential services, and significant services that cover –
- Preventive Dental Care: cleanings, x-rays
- Basic Service: fillings, extractions
- Major Service: root canal, crown, etc.
- What are Molina’s dual options?
Molina offers a plan called Molina Dual Options that provide benefits of Medicare and Medi-Cal to its members. This plan is also known as Cal MediConnect in California.
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