Highmark Insurance Vs United Healthcare

Highmark Insurance Vs United Healthcare: Which Company is Best in 2024?

In this article you will get the information on Highmark Insurance Vs United Healthcare. We tried to show you the main and important comparison between these two insurance companies. HAPPY READING..

Highmark is a not-for-profit healthcare company with an integrated delivery network in the United States. Founded in 1977, Highmark is located in Pittsburgh, Pennsylvania. The company aims to provide an extraordinary health experience among the people. Highmark Insurance is based on the following values –

  • People matter
  • Stewardship
  • Trust
  • Integrity
  • Customer-focused collaboration
  • Courage
  • Innovation
  • Excellence

Highmark Insurance Vs. United Healthcare

Here is a brief comparison between Highmark Insurance and United Healthcare:

Availability by location

United Healthcare offers services throughout the nation where members have access to over 1.3 million health care professionals and nearly 6,000 hospitals.

Highmark Insurance is available in 29 counties of Western Pennsylvania as Highmark Blue Cross Blue Shield. In Central Pennsylvania, it is known as Highmark Blue Shield in 21 counties and Lehigh Valley. Highmark is also present in the borders areas of Eastern Ohio and all of West Virginia.

Medicare Advantage Plans

Both Highmark Insurance and United Healthcare offer a wide range of HMO and PPO Medicare Advantage (Part C) plans:

HighmarkUnited Healthcare
  • Freedom Blue PPO Value Rx
  • Freedom Blue PPO Basic
  • Freedom Blue PPO Standard
  • Freedom Blue PPO Classic
  • Freedom Blue PPO Deluxe
  • Freedom Blue PPO Select
  • Community Blue Medicare PPO Distinct
  • Community Blue Medicare Plus PPO Distinct
  • Community Blue Medicare PPO Signature
  • Community Blue Medicare Plus PPO Signature
  • Community Blue Medicare HMO Signature
  • Community Blue Medicare HMO Prestige
  • Security Blue HMO-POS ValueRx
  • Security Blue HMO-POS Basic
  • Security Blue HMO-POS Standard
  • Security Blue HMO-POS Deluxe
  • AARP MedicareComplete SecureHorizons Plan 1
  • AARP MedicareComplete SecureHorizons Plan 2
  • AARP MedicareComplete SecureHorizons Focus
  • AARP MedicareComplete SecureHorizons Essential
  • AARP MedicareComplete SecureHorizons Premier
  • United Healthcare Select
  • United Healthcare Select Plus

 

Besides HMO and PPO, United Healthcare also offers EPO and PFFO/POS plans, which Highmark doesn’t.

Prescription Drug Plan

Highmark and United Healthcare offer various Prescription Drug Plans (Part D) –

HighmarkUnited Healthcare
  • Basic Blue Rx PDP Value
  • Basic Blue Rx PDP Standard
  • Basic Blue Rx PDP Plus
  • Basic Blue Rx PDP Complete
  • AARP MedicareRx Walgreens
  • AARP MedicareRx Saver Plus
  • AARP MedicareRx Preferred

Part D plans are included with the Medicare Advantage Plans (Part C). For more information kindly contact your nearest providers.

Industrial Ratings

Both Highmark and United Healthcare are financially strong, hence acquiring high industrial ratings. The AM Best has affirmed a financial strength rating of “A” (Excellent) to both the companies.

The pricing details of each plan can be found on the companies’ official website. Customers can check the individual price and decide which plan will best meet their needs.

Frequently Asked Questions

Is Blue Cross Blue Shield the same as Highmark?

Highmark is an autonomous licensee of the Blue Cross Blue Shield Association. Highmark Insurance is available in 29 counties of Western Pennsylvania as Highmark Blue Cross Blue Shield. In Central Pennsylvania, it is available as Highmark Blue Shield in 21 counties and Lehigh Valley.

What is Highmark Security Blue?

Highmark is offering Security Blue HMO-POS Basic as a part of the 2020 Medicare Advantage Plan (Part C). These plans are provided to the residents of Pennsylvania. This plan does not include a Medicare prescription drug plan Part D. It has a monthly premium of $55 and an in-network out-of-pocket limit of $5,900.

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