When comparing MedMutual Medicare Supplement and Anthem Medigap plans for 2025, it’s essential to understand how each provider’s offerings align with your healthcare needs and budget. Both insurers provide standardized Medigap plans, but differences in availability, additional benefits, and pricing can influence your decision.
Medical Mutual of Ohio offers a variety of Medicare Supplement Insurance plans designed to cover costs not paid by Original Medicare, such as deductibles, copayments, and coinsurance. These plans are available primarily to Ohio residents.
Plan Options
MedMutual provides six standardized Medigap plans, including:
- Plan A: Basic coverage for hospitalization and medical services not covered by Original Medicare.
- Plan C: Comprehensive coverage, including Part A and B deductibles, skilled nursing care, and emergency coverage abroad.
- Plan F: Covers all out-of-pocket costs left by Original Medicare, including the Part B deductible.
- High-Deductible Plan F: Offers the same benefits as Plan F but with a higher deductible and lower monthly premium.
*Note: Plans C and F are only available to individuals who were eligible for Medicare before January 1, 2020.*
Additional Benefits
- Freedom to choose any doctor or hospital that accepts Medicare.
- Coverage for emergency care while traveling outside the U.S.
- No network restrictions within the U.S.
Anthem Medigap Plans (2025)
Overview
Anthem offers Medicare Supplement Insurance plans across multiple states, providing coverage to help pay for healthcare costs that Original Medicare doesn’t cover.
Plan Options
Anthem offers several standardized Medigap plans, including:
- Plan A: Basic benefits covering Part A coinsurance and hospital costs, Part B coinsurance or copay, and more.
- Plan F: Comprehensive coverage, including Part A and B deductibles, skilled nursing facility coinsurance, and foreign travel emergency care.
- Plan G: Similar to Plan F but does not cover the Part B deductible.
- Plan N: Lower premium plan with copayments for certain office and emergency room visits.
*Note: Plan F is only available to individuals who were eligible for Medicare before January 1, 2020.*
Additional Benefits
- SilverSneakers® Fitness Program: Access to fitness centers and classes.
- Anthem Extras Packages: Optional dental and vision coverage for an additional premium.
- Travel Assistance: Support for medical emergencies while traveling.
Comparison Summary
| Feature | MedMutual Medicare Supplement | Anthem Medigap Plans |
| Plan Availability | Primarily Ohio | Multiple states |
| Standardized Plan Options | Plans A, C, F, High-Deductible F | Plans A, F, G, N |
| Additional Benefits | Emergency foreign travel coverage | SilverSneakers®, dental/vision options |
| Provider Network | Any Medicare-accepting provider | Any Medicare-accepting provider |
| Eligibility for Plan F | Before Jan 1, 2020 | Before Jan 1, 2020 |
Both MedMutual and Anthem offer robust Medicare Supplement plans that can help reduce out-of-pocket healthcare costs. Your choice may depend on your location, desired additional benefits, and specific healthcare needs. It’s advisable to compare the specific plan details, premiums, and benefits in your area to determine the best fit for your situation.