Cigna Vs Anthem | Which Company is Best in 2021?

Cigna Health Insurance is an American health services organization located in Bloomfield, Connecticut. Founded in 1982, it offers insurance for medical, dental, disability, life, and accident insurance primarily to US citizens. However, they also offer these services in some selected international markets. Cigna delivers predictability and affordability through integrated capabilities.

Anthem is the largest managed health care company in the Blue Cross Blue Shield Association of the United States. Founded in 2004, its headquarter is situated in Indianapolis, Indiana. The company operates as Anthem Blue Cross in California, Empire BlueCross BlueShield in New York State, and Anthem Blue Cross and Blue Shield in 10 other states. Currently, Anthem has around 40 million members.

Both Cigna and Anthem offer a huge range of health care insurances for the people of the United States. Here is a brief description of their health care plans:

Cigna Dental Insurance Plans

Cigna’s affordable dental insurance plans keep you smiling and help you to save money.

$0 Preventive Care

You have to pay for a dental exam every six months, including cleanings, oral exams, and routine x-rays. However, there are no deductibles or copays.

Nationwide network
Cigna has a huge network of dental facilities across the United States. Visit one of the 93,000+ dentists and dental specialists in more than 297,000 suitable Cigna locations to get the benefit of maximum savings.
Brighter Score Feature

With the Brighter Score Feature, you can compare dentists and specialist scores for affordability, costs, and ratings for different procedures.

24/7/365 Customer Service

Cigna offers round-the-clock customer service to its members. You can call them anytime at 1-(800) 997-1654.

Cigna Medicare Advantage Plans

Cigna offers Medicare Advantage plans for its senior members. Some of the benefits of Medicare Advantage plans include –

  • All-in-1 coverage
  • Online access to plans
  • 24/7 virtual care
  • Team-based support
  • Low or no monthly premium
  • Options for flexible plans

Cigna Plans and Solutions for employers

Cigna offers a wide range of plans and solutions for employers, both small and large businesses. The following programs are provided to the employers:

  • Group health insurance plans
  • Savings and Spending accounts
  • Behavioral health and wellness
  • Pharmacy
  • Dental and Vision
  • Cost Control
  • Additional insurance options

In addition to these, they also offer –

  • Cigna Online health services
  • Marketplace and Exchanges

Anthem is not far behind Cigna in offering health insurance plans. It offers a wide range of health insurance plans for the people of the United States. The following are the health insurance plans offered by Anthem:

Individual and Family Plans

You will always find flexible health and dental insurance options for you and your family with Anthem. Know the essentials that will help you choose the best insurance plan by understanding health insurance subsidies. Health insurance costs can be a big part of your family budget. Hence, you should find out how to balance the cost against your coverage and benefits. There are options for the unemployed as well, so you don’t have to worry about yourself or your family even if you lose your job.

Vision Insurance Plans

You can buy a Blue View Vision plan and add this to any of Anthem’s health insurance plans or dental insurance plans. It will cover you for check-ups and eye exams. Moreover, you will receive allowances for the contacts you rely on. Your Anthem vision insurance is there when you need it. Their services include –

  • Eye exams
  • New frames
  • Standard lenses
  • Contact lenses
Dental Insurance Plans

You will find affordable dental insurance plans that are easy with Anthem. Their plans cover regular cleanings, exams, and X-rays. Dental insurance plans also cover procedures like fillings, crowns, and root canals. Their dental plan options cover children, orthodontics, and dentures.

Cost Comparison Cleaning Root Canal Dentures Partial Dentures
With Insurance $69 $765 $808 $902
Without Insurance $124 $1,270 $1,180 $1,402
Accident Insurance plan

Accident Insurance provides cash benefits to members for recovery expenses and medical expenses. Your benefits will be paid after any discounts offered by your providers.

Medicare Plan

  • Resources to help you stay healthy
  • Benefits that save you money
  • Real people who can answer your questions

Employers Group Health Insurance

Anthem offers the following group health insurance plans for employers:

Small Business Health Insurance

Anthem small business plans offer health insurance options for companies with 2 to 50 employees and 2 to 100 employees in Colorado.

Large Group Health Insurance

Anthem offers large group health plans that fit companies with 51 or more employees and 101 or more Colorado employees.

Large networks for better access

Anthem is one of the largest health insurance providers in the United States. Your employees will easily find doctors, hospitals, and urgent care centers nationwide. Moreover, while traveling, employees can also get access to the BlueCard® PPO program, including 93% of doctors and 96% of hospitals.

Pharmacy benefits with more choices

Your employees can get both medical and pharmacy benefits from your health insurance plans. They will be able to find a pharmacy network and compare drug prices with the Sydney Health mobile app’s help.

Medical

Anthem medical plans make an option for clients’ choice and access to their large network of doctors. Their medical plans include  –

  • Health and Wellness
  • Pharmacy
  • Dental
  • Vision
  • Life and disability
  • Voluntary Supplemental Health Plans

Anthem and Cigna are two of the well-known health insurance providers in the United States. They offer various health and medical benefits with fewer investments. For more information about their plans and programs, you can visit https://www.anthem.com/ and https://www.cigna.com/.

Q. Why choose Cigna for your Medicare coverage?

Cigna offers the following advantages for its Medicare plans:

  • Popular Coverage Options
  • Guidance from Start to Finish
  • Get access to your benefits anytime, anywhere
  • Experience You Trust
  • No-Cost Programs and Services

Q. What is the Copayment for Anthem?

If you have any insurance plan from Anthem, your copayment will be $30 per office visit from a Primary Care Provider for outpatient care. In case you need to see a specialist, you will have to pay a copayment of $60 per office visit. You pay 30% after deductible for all other services like laboratory and x-rays.

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